Agregador de canales de noticias

Los trabajadores de este país deberían sentarse y hacer esos números básicos que hemos hecho tantas veces.
Y evaluar lo “gratis” del sistema y la “merma” que se esta produciendo.
Ese ejemplo de 3k€ empresa y llegan 1.600€ al trabajador.
De eso impuestos brutales en luz, gas, gasolinas…
21% Iva de lo que consuma.
Viñetas,zona azul, peajes, matriculaciones, seguros, AjD, transmisiones, al ahorro, sucesiones, donaciones,
Tasas de basura, agua, alcantarillado, pegatinas eco, alcohol, tabaco…

Y cada vez vemos mas derroche y subsidios (unos justifcados y otros no) tendente a tener cada vez mas dependiente a la gente en vez de mas libre.

Quitar al que produce/trabaja/se esfuerza debería tener siempre unos límites. Y ahora mismo sobrepasa con creces el 50% de impuestos sobre el total que genera nuestro trabajo.
Y eso en fiscalidad se consideraba confiscatorio:

Tribunal Constitucional alemán declaró en 1995 que los impuestos patrimoniales no pueden superar el 50% de la renta dado que “el uso de la propiedad sirve por igual al beneficio privado y al interés nacional”.

Estoy con @ifrobertocarlos , si el sistema es así, hay que aprovecharlo. Eso si, si triunfas, lo mejor irse fuera.

Pero lo peor.
Es que ni con eso llega. Malgastamos mas del doble de lo que podemos y con ello le estamos pasando ese pufo a nuestros nietos.

• Avocados are big business in Mexico, with an export value of $2.4 billion.
• Drug cartels in Mexico are fueling their profits by extorting farmers and seizing their land.
• Locals in Ario de Rosales organized a vigilante group called Pueblos Unidos to defend themselves.

Read the original article on Business Insider

no he visto el documental (no puedo decir si esta bien o no), lo dejo aquí por si a alguien le interesa:

EL PAÍS – 7 Oct 21 Por qué es esencial mejorar la precaria educación financiera de los jóvenes

El documental ‘Y a mí qué el dinero’ reflexiona acerca de la importancia de una buena formación económica para no poner en peligro el bienestar personal

Instituto Santalucía Documental Educación Financiera | Y a mí qué el dinero

"Y a mí qué el dinero" es el primer documental hecho en España sobre los efectos de la Educación Económica y Financiera en los jóvenes.

Boyar Value Group commentary for the third quarter ended September 30, 2021.

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Get The Full Warren Buffett Series in PDF

Get the entire 10-part series on Warren Buffett in PDF. Save it to your desktop, read it on your tablet, or email to your colleagues

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Q3 2021 hedge fund letters, conferences and more

“Cryptocurrencies, regardless of where they’re trading today, Will eventually prove to be worthless. Once the exuberance Wears off, or liquidity dries up, they will go to zero. I wouldn’t recommend anyone invest in Cryptocurrencies.” – John Paulson

Stock market investors have a laundry list of worries these days, from partisan bickering over the infrastructure package and a massive social and climate spending bill (amid a high-stakes game of political chicken over the debt ceiling) to supply chain disruptions and a spike in the costs of critical commodities. Geopolitical tensions are escalating between the United States and China—which is undergoing a significant regulatory crackdown—and question marks surround the future of interest rates and the consequences of a future Fed taper. And that’s to say nothing of the coronavirus!

So it’s no surprise that investors are on edge—we’re getting depressed just reading through the list. Yet volatility in 2021, measured by how much the S&P 500 has decreased from its all-time high (~5%), has been tame. (According to David Lebovitz, a global market strategist with JP Morgan, the average peak-totrough decline for the S&P 500 over the past 41 years has been 14.3%.)

In fact, until September, the S&P 500 was regularly charting new all-time highs, at ~54 and counting. But then the stock market got spooked, with the S&P 500 suffering its worst monthly performance (down 4.65%) since March 2020 and its worst September performance since 2011 (during the European debt crisis). Worse, all but one sector was in the red, with Energy the only advancer. Despite a 4.65% September loss, the S&P 500 eked out a 2% gain for the quarter, marking the sixth consecutive quarter of advances. But its 227 days without a 5% drop from the high ended on September 29—the seventh-longest such streak on record, Jacob Sonenshine of Barron’s tells us. The Dow and the Nasdaq were less fortunate, with their fivequarter winning streaks ending after respective falls of 4.2% and 5.31% in September. The Dow declined by 1.46% for the quarter, and the Nasdaq fell by 0.38%.

Historically speaking, a September decline in the S&P 500 isn’t surprising: the past 100 years have seen 89 monthly drops of more than 5%. Felice Maranz of Bloomberg notes that September and October have accounted for 12 of the 26 times the market has dropped by more than 10% in a month. Encouragingly, these 26 drops were followed by subsequent 12-month gains on 16 occasions (for an average gain of 6.8%).

Bond yields also began to increase (the 10-year Treasury went from 1.18% to 1.61% in less than 3 months), which dragged down technology shares. Higher yields on long-term risk-free investments make future profits less valuable, harming many tech company valuations, which are often based on expectations of significant profits many years down the line. Since technology companies are weighted heavily in the S&P 500 (nearly 28%, or more than 2x the weighting of the next-largest sector, Health Care, at 13.3%), the index dropped quite a bit more than the average stock did. (In September the S&P 500 index declined by 4.65%, while the S&P 500 equal-weighted index fell 3.90%.)

The S&P 500 finished 3Q 2021 selling for 20.3x earnings (fwd.) versus 19.2x at its February 19, 2020, pre-COVID peak and 13.3x at its March 23, 2020, pandemic low. Since the March 23 bottom, the S&P 500 has gained well over 90%. By most traditional valuation measures (price to earnings, price to book, price to free cash flow, etc.), the S&P 500 is historically overvalued.

Overvaluation against historical averages does not mean that investors should avoid equities, because extraordinarily low interest rates make prior valuation comparisons less meaningful. More important, at The Boyar Value Group, we don’t buy “the market”; rather, we purchase, and hold, businesses that sell far below our estimate of their worth. It might be especially hard uncovering bargains right now, but we’ve identified quite a few businesses selling at attractive levels even so.

What’s Been Driving Share Price Returns in 2021?

None of the 11 S&P 500 GICS sectors had standout performance in 3Q 2021, with 4 in negative territory and 1 flat (Consumer Discretionary). The biggest gainer, Financials, advanced a mere 2.7%. (For comparison, last quarter’s biggest gainer, Real Estate, advanced 13.1%.) By the end of 3Q, no sector was in negative territory YTD, and the best-performing sector by far was Energy (+43.2%). However, its low weighting in the S&P 500 (2.7%) gave it little effect on the index’s return, and its fantastic rise should be viewed in context, following as it did a loss of 37.3% in 2020. Other notable gainers thus far in 2021 have been Financials (+29.1%), Real Estate (+24.4%), and Communication Services (+21.6%). Interestingly, according to JP Morgan, since the market bottomed in March 2020, the S&P 500 had advanced ~97.3% as of September 30, 2021—leaving the index “only” ~30.6% above its February 2020 peak.

The FAAMG stocks (Facebook, Apple, Amazon, Microsoft, and Alphabet—formerly Google), which have seemingly been leading the market ever upward, have struggled lately. Since their September peak, they have lost ~9%, or nearly $1 trillion, in market value. Due to FAAMG’s heavy weighting in the S&P 500 (~22%), if this area of the market continues struggling, the S&P 500 likely won’t perform well. Even so, we think there could be plenty of opportunities to make money investing in companies that have lower index weightings and/or that are outside the major indices.

Some of the biggest “pandemic winners” are struggling too, with shares in Zoom Video Communications Inc (NASDAQ:ZM), Peloton Interactive Inc (NASDAQ:PTON), and Teladoc Health Inc (NYSE:TDOC) down 24%, 43%, and 34%, respectively, in 2021. (Though it’s worth noting that each company’s share price is trading significantly higher than before the pandemic.) One pandemic standout that has continued to soar throughout 2021 is vaccine maker Moderna, whose shares are up 192% in 2021 and up over 1,000% since March 2020.

In hindsight, many signs of an imminent pullback were present. Market sentiment, for example, was very bullish (usually a contrarian indicator). At the beginning of August, two-thirds of JP Morgan clients surveyed were planning to increase their stock exposure in the coming weeks. A recent Bank of America gauge that tracks levels of optimism among market strategists was at a postcrisis high, and as of mid-August, 56% of all Wall Street analyst recommendations on S&P 500 index components were buys, the highest figure since 2002. However, we aren’t market timers. That’s because we know that trying to pinpoint the exact start of a market correction is a fool’s errand that impedes long-term results by prompting more trades (making results less tax-efficient) while removing the chance to make spectacular gains with companies that may be temporarily overvalued based on current earnings but that still have great long-term potential. When selling a high-quality company that has temporarily gotten ahead of itself in terms of valuation but that has excellent future growth prospects, knowing when to repurchase shares is extremely difficult, because the company’s share price often never drops enough to tempt investors into buying it again. So if you sell early to lock in a profit, anticipating a future correction, your profit on a well-timed sale might short-change you on future outsized gains.

Reasons for Optimism

According to Bloomberg, the final quarter of the year has been the strongest quarter for stocks since 2001, with an average increase of 4.1%. If history is any guide, 4Q 2021 could be a good quarter: 412 members of the S&P 500 are heading into it with gains for the year, the third-highest figure during the past 20 years. During that same period, each time 400 or more stocks have been positive through 3Q, the S&P 500 has produced a gain for 4Q.In another potentially bullish sign for stocks, cash holdings among S&P 500 companies hit $1.8 trillion in August 2021, as reported by Dow Jones Market Data—an increase of almost 30% from 3Q 2019. According to recent research by Goldman Sachs cited by Hardika Singh in a Wall Street Journal article, corporate America seems unlikely to be hoarding this cash, with S&P 500 companies expected to increase cash spending to $2.8 trillion in 2021 (mostly on capital expenditures, mergers, and business investment). Corporations also seem willing to buy back their own shares, having collectively authorized ~$870 billion in share repurchases thus far in 2021, $50 billion ahead of the record set in the first 9 months of 2018. If they deploy this capital wisely, share buybacks could buoy share prices in the short run, with capital investments spurring long-term earnings growth.

What Does TINA Have to Do with the Stock Market?

TINA, meaning “there is no alternative,” has become a popular catchphrase among investors, used to express the idea that stocks should continue doing well simply because interest rates are so low as to leave investors few investment options to produce an adequate rate of return. With the 10-year Treasury yielding ~1.6% and municipal bonds yielding ~1.17%, investors certainly are lacking attractive traditionally “safe” investment opportunities! Interest rates are so low that even the yields on some risky European junk bonds don’t earn any real return after factoring in inflation. Until rates rise meaningfully, equities should continue to see support—because there truly are few alternatives.

The State of Value Investing

Since April 2020, the S&P 500 value index has risen a little under 60%, while the S&P 500 growth index has surged over 90%, says Jacob Sonenshine of Barron’s. Value stocks should start outperforming if history is any guide: in the first 2 years of a recovery after a recession, value has bested growth by an average of 24%, based on data from Research Affiliates.

The swift rotation back into value shares that began in September 2020 ended abruptly in July of this year as the delta variant slowed down the economic recovery, interest rates fell, and investors once again began embracing technology-oriented shares. But value looks like it might be making a comeback, with interest rates rising again and investors starting to embrace industrial and financial shares.

Market Tops

With the S&P 500 having advanced well over 80% since its March 2020 highs, and in view of all the political and economic uncertainty on the horizon, investors are questioning whether the latest bull market has ended. However, Mark Hulbert of the Wall Street Journal points out that unlike bear-market bottoms, which usually occur quickly (thankfully), bull markets end slowly, because individual sectors or investment styles peak and retreat at different times:

“A recent illustration that not all sectors and styles hit their bull-market highs at the same time came at the top of the internet-stock bubble in early 2000. Though the S&P 500 and Nasdaq Composite indexes hit their bull-market highs in March 2000, value stocks—and small-cap value stocks, in particular—kept on rising. The S&P 500 at its October 2002 bear-market low was 49% lower than its March 2000 high, and the Nasdaq Composite was 78% lower, but the average small-cap value stock was 2% higher than it was in March 2000.

Hulbert analyzed 30 bull-market tops since the mid-1920s, using data maintained by Ned Davis Research, and identified the dates when individual sectors and market styles (value, growth, blend) reached their bull-market peaks, reporting a 225-day spread between the dates when the first and last market sectors reached their bull-market tops. There are exceptions, of course, such as with bear markets caused by exogenous events such as 9/11 and the pandemic, but in general, he says, “it’s more accurate to view a bull-market top as a process rather than a single event.”

As Hulbert points out, even the so-called experts can’t determine when a market peaks. Over the past 40 years, on days when the S&P 500 reached a bull-market high, the market timers that he followed recommended equity exposure at an average of 65.7%—a higher level of recommended investment than on 95% of all other days over the period. The experts were even worse at picking bear market lows, with their average equity exposure at market lows over the same period a mere 5%—yet another example of investors buying high and selling low!

The takeaway is that knowing when a market has peaked is pretty much impossible to do regularly: even the so-called experts are consistently wrong. Individual investors would do much better to base their decisions on the value of each of their holdings rather than trying to guess whether they’re in a bull or bear market.

Speculation in the Market

The amount of speculation in the stock market worries us. A good example is the heightened use of stock options, which have legitimate hedging purposes, but which individuals seem to have recently embraced for speculative purposes. CBOE data indicate that option trading by individual investors has risen 4x over the past 5 years. As noted by Gundan Banerdi in the Wall Street Journal,

“Nine of 10 of the most-active call-options trading days in history have taken place in 2021, Cboe Global Markets data show. Almost 39 million option contracts have changed hands on an average day this year, up 31% from 2020 and the highest level since the market’s inception in 1973, according to figures from the Options Clearing Corp.”

As a result, the options market has grown so large that in some respects it’s bigger than the stock market. In 2021, for example, according to CBOE data, the daily average notional value of single stock options was over $432 billion, compared with $404 billion in stocks. We’ve said it before, and we’ll say it again: staying the course and taking a long-term view is one of individual investors’ best ways of stacking the odds of investment success in their favor. According to Dalbar, over the past 20 years the S&P 500 has advanced 7.5% annually, yet the average investor has gained a mere 2.9% (barely beating the 2.1% inflation over the period). Why this underperformance? Partly because investors let their emotions get the best of them and chase the latest investment fad (or they pile into equities at market peaks and sell out at market troughs)—or sell for nonfundamental reasons, such as simply because a company’s share price (or an index) has increased in value.

By contrast, taking a multiyear view tilts the odds of success in investors’ favor. Since 1950, the range of stock market returns measured by the S&P 500 (using data supplied by JP Morgan) in any given year has been from +47% to -39%. For any given 5-year period, however, that range is +28% to -3%—and for any given 20-year period, it is +17% to +6%. In short, since 1950, there has never been a 20-year period when investors did not make at least 6% per year in the stock market. Although past performance is certainly no guarantee of future returns, history shows that the longer the time frame you give yourself, the better your chances of earning a satisfactory return.

As always, we’re available to answer any questions you might have. If you’d like to discuss these issues further, please reach out to us at jboyar@boyarvaluegroup.com or 212-995-8300.

Best regards,

Mark A. Boyar

Jonathan I. Boyar

Boyar Value Group

Updated on Oct 14, 2021, 2:01 pm

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Updated on October 14th, 2021 by Bob Ciura Income investors are always on the hunt for high-quality dividend stocks. There are many ways to measure high-quality stocks. One way for investors to find great dividend stocks is to focus on those with the longest histories of raising dividends. With this in mind, we created a […]

The post Top 7 Dividend Champions To Buy Now | 2021 Dividend Champions List appeared first on Sure Dividend.

Sí, el problema es que de una no se le puede despedir por muy cabrón que sea.
Nos cambiamos de pediatra, pero sigue en el sistema y por encima sale beneficiado, tiene menos trabajo, ya que nadie quiere ir con él.

Eficiencia en estado puro.

El mismo mes!!!
debe ser el mes fertil.

o como dicen en mi pueblo: ¡que vejez mas mala! (vas a llevar).

Bueno, tenemos que mejorar en algunos aspectos. De todas formas si un médico es encantador en la privada y un caraculo en la pública retrata a ese médico como profesional y también como persona.

The critical attention being paid to companies such as Tether is a welcome development

The critical attention being paid to companies such as Tether is a welcome development

Blue Origin CEO Jeff Bezos (left) and SpaceX CEO Elon Musk.

Joe Raedle/Getty Images/Axel Springer

• SpaceX CEO Elon Musk has congratulated Jeff Bezos for Blue Origin's spaceflight on Wednesday.
• Musk tweeted that it was "cool" to send 90-year-old "Star Trek" actor William Shatner to space.
• Before the trip, he had tweeted "Godspeed Captain," referencing Shatner's portrayal of Captain Kirk.

Elon Musk has shared his congratulations with Jeff Bezos for another successful human spaceflight at Blue Origin.

Bezos' space company completed its latest flight on Wednesday, sending four passengers to the edge of space aboard a New Shepard rocket in a trip that lasted 11 minutes. The passengers were former NASA engineer Chris Boshuizen, healthcare entrepreneur Glen de Vries, Blue Origin executive Audrey Powers, and "Star Trek" actor William Shatner.

Following the flight, Blue Origin tweeted a video of its landing in the West Texas desert. In the comments, Musk said, "Congrats, was cool to send @WilliamShatner to space."

Musk had also tweeted regarding the flight before it happened, commenting "Godspeed Captain" on a NASA tweet wishing Shatner luck for the trip.

Earlier this week, Musk had tweeted at Bezos on a much less congratulatory note. Bezos had tweeted a picture of a Barron's cover story from 1999 predicting that Amazon would fail. Bezos wrote alongside the image, "Listen and be open, but don't let anybody tell you who you are." In the comments, Musk replied with a single image of his own: a silver medal emoji. Musk had told Forbes last month that he would send Bezos a silver medal and a "giant statue" of the number two after overtaking him as the world's richest person again.

Read the original article on Business Insider

Gracias por sus palabras @estructurero, le respondo en orden a sus preguntas.

Mi día a día cómo usted ha supuesto bien empieza y acaba con el fondo, quien sea emprendedor me entenderá muy bien lo que significa trabajar sin horario, pero dentro de una normalidad que pasa por estudiar (leer, investigar y analizar) las empresas que tenemos en el fondo más algunas nuevas que me llegan gracias a otros inversores amigos.

Lógicamente, con las limitaciones de tiempo que tiene Azagala que a día de hoy no tiene ningún analista y es algo que todavía no contemplo pero sí será necesario en un futuro, es decir, hoy por hoy es un “one shop man”; para lo bueno y para lo malo.

Esta rutina sólo se rompe si necesito atender algún participe, parte de mi rutina es atender a participes existentes o nuevos, me gusta dedicar algo de tiempo a conocer a la gente que quiere invertir en Azagala y explicarles de primera mano que esperar de mi y del fondo.

Bendita situación la que describe pero es algo que no nos afecta por las siguientes razones:

• Tenemos algunas empresas mas de las que me gustaría tener, por motivos de normativa, iliquidez y juventud del fondo por lo que no seria un problema aumentar en las que se queden si se venden algunas que lleguen a precio a la vez.

• Tenemos siempre liquidez por lo que no nos quema el dinero al entrar si no que vamos asignando capital en función de los precios y de la situación real del negocio.

• Invertir en small caps no es un proceso rápido, ni en la construcción de las posiciones ni en su estudio. A día de hoy sigo aprendiendo cosas de Nekkar, después de 3 años ya. Eso hace que muchas de las compañías que tenemos las cogemos tan pronto y tan pequeñas que no necesitamos venderlas ya que si ejecutan bien pueden estar muchos mas años de lo normal en cartera.

• Podemos tener 30 o 38 compañías en función de la situación real de la compañía, lo mismo ocurre con los bonos, dependerá de cada caso. Azagala está diseñado asi para que sea lo mas flexible posible y poder aprovechar las oportunidades según se presentan (como ha pasado este trimestre con las opciones de Ammo y Torrid)

Respecto al proceso de búsqueda no uso screeners, soy curioso y muy afortunado por tener relación con algunos de los mejores inversores que hay en micro y small caps. Tener una buena relación de contactos para mi es fundamental y parte del éxito en la selección de empresas, con esto no digo que no sean útiles los screeners, respeto y entiendo a los que los usan y además con muy buenos resultados.

Y a la evolución de mi manera de trabajar respecto al crecimiento del fondo trato de hacer las cosas con sentido común y adaptando las circunstancias a las necesidades. Como ejemplo le dire que no he viajado todavía fuera a conocer ninguna empresa en la que estamos invertidos pero es algo que ocurrirá en 2022.

Siento no tener respuestas convencionales pero es que Azagala no está diseñado para serlo, ni en su filosofía de inversión, ni en sus comisiones ni en la relación con los participes (aquí Adarve es un espejo donde mirarse por muchos motivos), está diseñado para aprovechar nichos de mercado en los que me siento muy agusto.

Lógicamente este modelo no es escalable como le gusta a la industria pero mientras sea posible es un placer ser asesor de inversiones, creador de contenido, responsable de atención al cliente y analista. En los malos momentos, el responsable soy yo y el que contesta al teléfono cuando llaman los partícipes soy yo.

Espero haber respondido a sus preguntas, en caso contrario será un placer charlar con más profundidad en persona o por teléfono si le parece buena idea.
Un cordial saludo

New Sheffield plant along with a third overseas will raise Yorkshire-based electrolyser maker’s capacity to 5GW

New Sheffield plant along with a third overseas will raise Yorkshire-based electrolyser maker’s capacity to 5GW

piris7:

Y que tal?, te han atendido bien?

Pues mira, ya que lo preguntas.

El análisis de sangre es por qué tengo una “enfermedad” hereditaria que lo único que necesita es hacer un seguimiento anual.

El pinchazo fue correcto, profundo en vena y un leve rascado al salir. Pero cuando la llamó para ver y comentar los resultados, .

_ Mira vamos a tener que repetir porque te está dando mal, el parámetro “X” y el “Y” y el “Z”.
_ Y yo le digo, claro, la enfermedad que tengo hace que esos datos den esos resultados.
_ A vale.

Y luego en otra, por teléfono determinó que un color que no estaba viendo no era lo suficiente para querer verlo con sus propios ojos aunque fuera en una foto (Cosa que si hizo el nuevo pediatra de mi hijo), o sea, que ¡¡¡si se puede!!! Esto en pandemia.

Antes de la pandemia, siempre que el pediatra (antiguo) pasaba de todo íbamos a uno privado (ahora que lo pienso, no sé porque lo hice, si es la mejor y la más barata).

Mamá primeriza no hacía na más que decir.

Lo peor es que conocimos a otros padres que hablaban bien de él. Tenía clínica privada, y por lo visto en ella era “encantador”.

Y ya no sigo …

UK officials are looking into possibly launching a digital pound sterling.

Thomson Reuters

• Blockchain-based companies Ripple and Avalanche have joined a group to support the creation of a digital UK pound.
• The Digital Pound Foundation is an independent group aiming to support the launch of a 'well-designed" digitized currency for Britain.
• The Bank of England is working on what UK's finance minister has dubbed a potential "Britcoin".

Ripple and Avalanche will work on advancing the creation of a digitized UK pound through an independent forum, as UK officials explore the possibility of a central bank digital currency.

The Digital Pound Foundation will support the implementation of a "well-designed digital Pound" and digital-money ecosystem, the group said in a statement for its launch Thursday. The independent organization was incorporated in June and proposed a model under which public and private sectors could work together to drive the UK's transition to a digital economy.

"If the UK is to maintain its globally competitive lead in fintech and financial innovation, it needs to create a digital Pound, and a healthy ecosystem for digital money," the foundation said Thursday.

Ripple said it is a founding member of the group and that Susan Friedman, its head of public policy, will join the board. Avalanche was listed as an associate member on the foundation's website. Lee Schneider, general counsel for blockchain software company Ava Labs, which created Avalanche, is listed as an originating member.

The Bank of England and the UK Treasury are spearheading discussions about potentially implementing a central bank digital currency or CBDC.

Members of the Digital Pound Foundation will conduct research and run 'hands-on' exploratory projects, among other activities, aimed to help roll out a digital pound. The foundation said ​​CBDCs and other digital-money forms can leverage technology to develop features such as programmable money, more inclusive payments services, and a "more robust and resilient" payments infrastructure.

The Bank of England and the UK Treasury are spearheading discussions about potentially implementing a central bank digital currency, or CBDC. "Britcoin" is what British finance minister Rishi Sunak earlier this year dubbed a possible cryptocurrency backed by the Bank of England.

The foundation, citing a 2020 study by the Bank for International Settlements, said 10% of central banks surveyed representing 20% of the world's population are likely to issue a CBDC for the general public in the next three years or less.

​​CBDCs and other digital-money forms can leverage technology to develop features such as programmable money, more inclusive payments services, and a "more robust and resilient" payments infrastructure, the independent group said.

"Technology is transforming human interaction and money must adapt to that. The world has become a global laboratory realizing the benefits of a new form of money," said Jeremy Wilson, chairman of the Digital Pound Foundation, in a statement. Wilson also serves as chairman of the Whitechapel Think Tank, a forum focused on disruptive innovation in financial services.

Ripple's XRP token during Thursday's trading session rose 5.5% at $1.15, according to CoinGecko, and Avalanche's AVAX token gained 3.6% to $55.60.

Read the original article on Business Insider

Screenshot_2021-10-14-19-47-03-98_7ad987f6dc76b482615629738fb106ad1440×2145 179 KB

Lo veo y te lo doblo

InvesThor:

embarazando a nueve señoras distintas

¡¡ Huy huy !!..

Strong interest revenue growth set against steady costs gave the bank a big boost this quarter.