Agregador de canales de noticias

La movilidad urbana en España tiene un nuevo actor en la sueca Vässla que aterriza elige Madrid (junto a Berlín y Estocolmo) para lanzar su exclusivo servicio de pago por uso para particulares y, en un futuro próximo, cadenas hoteleras. Leer

La movilidad urbana en España tiene un nuevo actor en la sueca Vässla que aterriza elige Madrid (junto a Berlín y Estocolmo) para lanzar su exclusivo servicio de pago por uso para particulares y, en un futuro próximo, cadenas hoteleras. Leer

Last reply by legault on Thu, 14 Oct 2021 21:35:04 +0000

Russian aircraft carrier Admiral Kuznetsov off the coast of northern Norway, October 17, 2016.

Reuters

• Over the past century, the Soviet Union and Russia after it had several grand plans to build and field aircraft carriers.
• Those plans have largely failed to pan out, in part because of competing military priorities and limited national resources.

The Soviet Union was one of the largest, most industrial proficient countries the world has ever seen.

Yet for all of its engineering talent and manufacturing capacity, during the 74 years the USSR existed it never fielded a true real aircraft carrier. The country had several plans to build them, however, and was working on a true carrier, the Ulyanovsk, at the end of the Cold War.

After the Communists' victory in 1917, science and engineering were pushed to the forefront in an attempt to modernize Russia and the other Soviet republics. The military was no exception, and poured resources into then-advanced technologies such as tanks, airborne forces, and ground and aerial rockets.

Soviet leader Joseph Stalin was linked to several carrier projects, including the first effort, Izmail.

In 1927, the Soviet leadership approved plans to build a carrier by converting the unfinished Imperial Russian Navy battlecruiser Izmail, under construction since 1913, to a full-length aircraft carrier.

Completed as a battlecruiser, Izmail was to displace 35,000 tons, making it similar in displacement to (and of the same decade as) the US Navy's Lexington-class interwar carriers that carried up to 78 aircraft.

US Navy aircraft carrier USS Lexington leaving San Diego on October 14, 1941.

US Navy

Unfortunately for the new Soviet Navy, Izmail's conversion was never completed and the ship was eventually scrapped.

While the idea of a Soviet carrier did have its supporters, others, including the brilliant young Marshal Tukhachevsky, pointed out that as large as it was, the Soviet Union could not afford to build both an army and a navy to match its most powerful neighbors.

Tukhachevsky had a point, and the Navy took a backseat to Red Army (and Air Force) ambitions. This was a strategic dilemma that the Soviets had inherited from the tsars and that persisted until the fall of the Berlin Wall in 1989 - one that still affects the Russian government today.

The Soviet Union under Stalin came to measure economic and agricultural output in five-year plans, and in 1938, as part of the third five-year plan, laid the groundwork for a pair of aircraft carriers.

The so-called "Project 71" class would be based on the Chapaev-class cruisers, displacing 13,000 tons and with a 630-foot flight deck. The carriers would each carry 15 fighters and 30 torpedo bombers, with one allocated to the Baltic Fleet and one allocated to the Pacific Fleet. The carriers were approved in 1939 but never completed, their construction interrupted by World War II. A second project for a heavier 22,000-ton carrier was proposed but never even began construction.

In the mid-1940s, with the Soviet Union locked in a mortal struggle with Nazi Germany, yet another carrier concept was proposed. "Project 72" was described as similar to the previous carrier project but, at 30,000 tons, more than twice as large.

Another, similar design was Project Kostromitinov, which weighed in at 40,000 tons and would have been equipped with 66 fighters, 40 torpedo bombers and, unusually, 16 152-millimeter guns.

A US Defense Department photograph of Soviet helicopter carrier Leningrad, dated April 1, 1990.

US Defense Department

This suggests that the carrier might have been used to support amphibious landings in Scandinavia or the Baltics had it ever been built. While the Soviet Union was always a land power for which land warfare should take precedent over sea warfare, the wartime situation in 1943 made it crystal clear that resources could not be taken away from the Red Army to build an aircraft carrier of questionable usefulness.

In the aftermath of the war, with the Red Army the dominant land power in Eurasia, the Soviet Navy again pushed for more carriers. The naval staff wanted a force of 15 carriers, nine large and six small, split between the Pacific and Northern fleets, with six of the large carriers allocated to the Pacific and the rest allocated to the Northern fleet.

Stalin, however, did not want aircraft carriers, preferring to put his faith in battleships and cruisers. Soviet industry gave Stalin cover, explaining they did not yet have the capacity to build new kinds of ships.

Stalin was succeeded by Nikita Khrushchev in 1953, but despite Khrushchev's new ideas in the age of missile warfare the best the Soviet Navy could get out of him was a single light carrier. The carrier, Project 85, would displace just 28,000 tons and carry 40 navalized MiG-19 fighters. This project, too, was canceled even before construction began.

In 1962, the USSR began construction of two aircraft carriers at the Nikolayev shipyards in the Ukraine. The two carriers, Moskva and Leningrad, were compromise ships, with the front half looking like a conventional guided-missile cruiser and the rear half consisting of a flight deck, a hangar and an elevator that transported aircraft between the two.

Soviet Kiev-class aircraft carrier Minsk, February 9, 1983.

US Air Force/Staff Sgt. Glenn Lindsey

The Moskva class was likely designed to hunt American and British Polaris missile submarines operating near Soviet waters. Each Moskva ship carried up to a dozen anti-submarine warfare helicopters but otherwise lacked offensive armament.

The Moskva class was followed up in the 1970s and 1980s with the Kiev class, which had a similar mission, but the United States was on the verge of fielding the even longer-range Trident missile. This meant that the Soviet Navy would have to operate even farther from its home waters and potentially face off with US Navy aircraft carriers.

As a result, the Kievs had an offensive armament in the form of SS-N-12 "Sandbox" anti-ship missiles, each of which could carry a 350-kiloton nuclear warhead. Four Kievs were built, with a fifth authorized but never completed.

The mid-1980s were a period of major expansion for the Soviet Navy, including aircraft carriers. The USSR began construction on two carriers in the 50,000-ton class and one nuclear-powered supercarrier, Ulyanovsk, that was nearly on par with American Nimitz-class carriers.

Of the three super vessels, only one was completed before the end of the Cold War. The completed carrier was inherited by the Russian Navy, with which it still serves today as the Admiral Kuznetsov.

A half-built aircraft carrier called Varyag by Russia and owned by Chinese, is towed under the Bosphorus Bridge, November 1, 2001.

REUTERS/Fatih Saribas

The incomplete carrier was purchased by Chinese interests, which forwarded it on to the People's Liberation Army Navy, where it was refitted and commissioned as the carrier Liaoning in 2012. Ulyanovsk was scrapped by Ukraine, which had inherited the unfinished hull after the dissolution of the USSR in 1991.

As a land power, the Soviet Union could never allocate enough of the country's resources to build a real fleet of aircraft carriers.

There was always some other perfectly reasonable - and eminently practical - way to spend the country's rubles, whether it was on the Army or the Air Force, and later on nuclear weapons.

Even today, the Russian Navy's nonstrategic forces face stiff competition from land and air forces, and the future of Russian naval aviation is again cloudy at best.

Kyle Mizokami is a defense and national-security writer based in San Francisco who has appeared in the Diplomat, Foreign Policy, War is Boring and the Daily Beast. In 2009 he cofounded the defense and security blog Japan Security Watch. You can follow him on Twitter: @KyleMizokami.

Read the original article on Business Insider

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The 2021 NFL season began on September 9.

Mark J. Terrill/AP Photo; Mark LoMoglio/AP Photo; Alyssa Powell/Business Insider

• Week six of the 2021 NFL season features matchups between all four AFC division leaders.
• NFL games are spread across several channels, including NFL Network, ESPN, NBC, Fox, and CBS.
• HD antennas and streaming services offer select NFL games without the need for a cable subscription.

Table of Contents: Masthead Sticky

Week six of the 2021 NFL season features a number of high profile games, including the Los Angeles Chargers against the Baltimore Ravens, and the Buffalo Bills against the Tennessee Titans. Each team is currently ranked first in their AFC division.

The Dolphins and Jaguars will also play a game in London, with a CBS broadcast starting at 9:30 a.m. ET on October 17.

Throughout the season, NFL games are spread across five primary channels: ESPN, NBC, Fox, CBS, and the NFL Network. Meanwhile, the next Super Bowl will be broadcast on NBC.

To help ensure you get access to every game you want to watch, we broke down the ins and outs of streaming the NFL season without a cable subscription.

NFL Week 6 schedule

Week six of the NFL regular season includes a Sunday Night Football matchup between the Seattle Seahawks and Pittsburgh Steelers on NBC and Peacock. This week's Monday Night Football game will feature the Buffalo Bills and Tennessee Titans on ESPN.

Primetime games are shown nationally, but local broadcasts for afternoon games are determined by your area. NFL teams with byes in week six include the Atlanta Falcons, New Orleans Saints, New York Jets, and San Francisco 49ers.

Game

Date and timeChannelTampa Bay Buccaneers at Philadelphia EaglesOctober 14, 8:20 p.m. ETFOX, NFL Network, Amazon PrimeMiami Dolphins at Jacksonville JaguarsOctober 17, 9:30 a.m. ETCBSKansas City Chiefs at Washington Football TeamOctober 17, 1 p.m. ETCBSLos Angeles Rams at New York GiantsOctober 17, 1 p.m. ETFOXHouston Texans at Indianapolis ColtsOctober 17, 1 p.m. ETCBSCincinnati Bengals at Detroit LionsOctober 17, 1 p.m. ETFOXGreen Bay Packers at Chicago BearsOctober 17, 1 p.m. ETFOXLos Angeles Chargers at Baltimore RavensOctober 17, 1 p.m. ETCBSMinnesota Vikings at Carolina PanthersOctober 17, 1 p.m. ETFOXArizona Cardinals at Cleveland BrownsOctober 17, 4:05 p.m. ETFOXLas Vegas Raiders at Denver BroncosOctober 17, 4:25 p.m. ETCBSDallas Cowboys at New England PatriotsOctober 17, 4:25 p.m. ETCBSSeattle Seahawks at Pittsburgh SteelersOctober 17, 8:20 p.m. ETNBC, Peacock PremiumBuffalo Bills at Tennessee TitansOctober 18, 8:15 p.m. ETESPNHow to watch NFL games without cable

You can access select NFL games without a cable subscription via streaming services like Hulu + Live TV, Sling TV, FuboTV, YouTube TV, Paramount Plus, Amazon Prime Video, Peacock Premium, and NFL Sunday Ticket. You can also watch local NFL games with an HDTV antenna.

The 2021 NFL regular season began on September 9. During the regular season, Sunday afternoon games with an NFC home team will typically air on Fox, and Sunday afternoon games with an AFC home team will typically air on CBS.

Meanwhile, Sunday Night Football airs on NBC, and Thursday Night Football will broadcast on NFL Network all season long. Select Thursday Night Football games will also be shown on Fox and streamed via Amazon Prime and Twitch. Finally, Monday Night Football is on ESPN.

Additionally, you can stream all your local in-market games on your mobile device for free using the Yahoo Sports app or the NFL app.

Here's a full roundup of all the services you can use to stream NFL games without cable. HDTV Antenna

Amazon

You can purchase an antenna, like this 1 By One model, to add to your TV for about $24, giving you access to local channels within a certain distance. 

What you get:

Hooking up an HD antenna to your TV gives you access to local over-the-air (OTA) signals in your location. This means that you will be able to access the local affiliates of major broadcast networks, like Fox, CBS, and NBC.

This lets you watch all the regional games broadcast from wherever you're located. You also get the Sunday Night Football matchup that airs on NBC. Because it's only a one-time payment, this is a great option if you're solely interested in watching the team in your area. However, you will not get access to any out-of-market games or games that air on ESPN or the NFL Network.

Sling TV

Alyssa Powell/Business Insider

If you're looking for a live TV streaming service to watch football, Sling TV is a great budget option that gives you most of the channels you need at a cheaper price than Hulu or FuboTV.

There are three different plans, depending on what channels you prioritize. Sling Orange and Sling Blue each cost $35 a month, while the combined Sling Orange + Blue plan costs $50 per month. Additionally, you can purchase the Sports Extra package to add NFL RedZone to your plan for $11 per month.

What you get:

Sling Orange has ESPN, while Sling Blue has Fox and NBC in select markets as well as the NFL network. CBS is not currently offered by Sling. While there is a Sports Extra package, it does not include any channels that air live NFL games. 

Your best bet to get access to the most NFL games via Sling is to sign up for the Sling Orange + Blue plan and cash in on Sling's current promotional offer of a free antenna for local channels. The free antenna requires that you prepay for two months of the Sling service. Plus, if you want RedZone you can add the Sports Extra package to the Orange + Blue Plan for a total of $61 a month.

If you don't want it all, you can just sign up for Sling Blue to gain access to Sunday afternoon games on Fox and Sunday Night Football games on NBC, or just Sling Orange to gain access to Monday Night games on ESPN, in addition to the local offerings included with the antenna. As with all streaming services, game availability is subject to blackouts.

With Sling's channel listings, add-ons, and the fact that they provide a free antenna, you can gain access to all local channels, the NFL Network, ESPN, and NFL RedZone, making it one of the most cost-effective ways to watch the NFL without cable. 

TV (small) Hulu with Live TV

Business Insider

In addition to all of its other offerings, Hulu + Live TV has nearly everything you need to stream NFL games for $65 per month. However, like Sling TV, there's no option to add the NFL Network or NFL RedZone as a channel, which could be a deal-breaker if you're hoping to watch and monitor action across the league.

What you get: 

Like an HD antenna, Hulu + Live TV gets you access to all the local affiliates of the major broadcasts, meaning Fox, CBS, and NBC. These will show the games that are within your regional broadcast map with the exception of any blackouts. In addition, you also get ESPN, which gives you access to all Monday Night Football games, and some of the best NFL coverage and analysis on TV. 

While you don't get access to watch out-of-network games from across the country like you do with NFL RedZone or NFL Sunday Ticket, this is a comprehensive way to tune into most locally and nationally televised games. Hulu does not offer a way to watch the first three regular Thursday Night Football games, however, since those will be aired on NFL Network. 

FuboTV

FuboTV

At $65 a month for the Starter Plan, FuboTV is one of the most comprehensive yet expensive live streaming options for NFL football. You can also spend an extra $11 per month to add the Sports Plus with NFL RedZone package.

What you get:

In terms of NFL games, the Starter Plan includes access to local CBS, NBC, and Fox stations (regional availability and blackout restrictions apply). FuboTV's Starter Plan also grants you access to ESPN to watch Monday Night Football, and NFL Network to stream Thursday Night Football all season long. 

YouTube TV

YouTube

With a base price of $65 a month, YouTube TV is another service that offers access to most NFL games. Additionally, the service announced an agreement with the NFL to offer NFL Redzone as an add-on included in their Sports Plus package for an additional $11 a month. 

What you get:

Like other services at this price range, YouTube TV offers access to all the local channels you need to watch NFL games, including CBS, Fox, and NBC. YouTube TV also offers ESPN and NFL Network in their base package, so you'll be able to watch all Monday Night Football and Thursday Night Football games. And with the news of the new Sports Plus package, you can also watch NFL Redzone for an additional $11 per month.

NFL Sunday Ticket

REUTERS/Carlo Allegri

NFL Sunday Ticket used to only be available with a cable subscription, but NFL fans in non-DirecTV markets anywhere in the country can now gain access to every Sunday afternoon game.

There are two separate plans available: The NFL Sunday Ticket To Go plan costs $73.49 per month for four months, which is $293.96 total. There is also the NFL Sunday Ticket Max plan for $99 per month for four months, adding up to $396 total.

What you get:

Both plans give you access to all out-of-market Sunday afternoon games. This means that you do not get access to Thursday, Sunday, or Monday night games. You also won't be able to stream locally televised games with only an NFL Sunday Ticket subscription. However, this is the only way for people hoping to watch full live games of their favorite teams out of market. A fun feature included in both plans is that you can watch four games at once on your screen.

In addition to the normal features, NFL Sunday Ticket Max adds in NFL RedZone and the DirecTV Fantasy Zone, which is a new channel solely dedicated watching games through the lens of fantasy football. 

Paramount Plus

CBS

If you're just interested in watching locally televised AFC home games, then a Paramount Plus subscription could be all you need. The service lets you stream live CBS television, as well as a growing library of on-demand shows and exclusive titles. Paramount Plus is available for $5 a month with commercials or $10 a month with ad-free streaming. With that said, all live broadcasts, including NFL games, still feature commercials with the ad-free plan.

What you get:

Paramount Plus offers live streaming for every NFL game that airs on the regular CBS channel in your local market. However, since Paramount Plus only offers CBS content you won't be able to watch any games that air on other networks or any out of market matches. You can see a full schedule of NFL games set to air on CBS here.

Essential Monthly Plan (ad-supported) (small)Premium Monthly Plan (ad-free) (small) Peacock Premium

Peacock

Peacock won't be streaming any exclusive games during the 2021 season, but Premium subscribers can stream all the NFL games being broadcast on NBC.

What you get:

For $5 a month, Peacock Premium will give you streaming access to NBC's Sunday Night Football games, as well as Super Bowl LVI, the Thanksgiving game between the Buffalo Bills and New Orleans Saints, and the 2021 kick-off game between the Dallas Cowboys and Tampa Bay Buccaneers.

The NFL's flex scheduling gives NBC the option to change the Sunday Night Football game of the week, which typically guarantees that the primetime game will be one of the week's best matchups.

Premium (Monthly Plan) (small) Amazon Prime Video

Amazon

Though yon won't get local channels, NFL Network, or in-depth analysis, Amazon Prime Video members can watch select Thursday Night Football games with their subscription for no additional cost. A standalone Amazon Prime Video membership costs $9 a month, and the service is included as part of an Amazon Prime subscription for $119 per year or $13 a month.

What you get:

Amazon Prime Video will stream 11 Thursday Night Football games starting week five of the season. These game will also be broadcast on NFL Network and Fox. Since Amazon won't be streaming any additional games, Prime Video on its own is really only suitable for casual football fans who just want to stream a few games this season. 

Prime Video Monthly Subscription (small)Prime Monthly Subscription (small) Yahoo Sports app and NFL app

Yahoo

If you're only interested in watching in-market games without cable or an antenna, then you can stream live local and primetime games on a mobile device using the Yahoo Sports or NFL app. Both options are free and each app is available on iOS and Android smartphones and tablets. 

What you get:

These apps provide live streaming for regular season local and primetime games, playoffs, and the Super Bowl. With that said, you can only watch the games on a mobile device. You'll also need to ensure that your location services are activated on your phone or tablet.

Read the original article on Business Insider

juanjoo:

Lo siento, pero este argumento no me convence.

Más allá de leyes puntuales, de verdad alguien piensa que es igual (o parecido) de eficiente económicamente juntar a 200 personas dependientes en una residencia que atenderlos en sus casas?

Y, más allá de cuestiones morales y de hay mucha casuística, alguien piensa que están mejor atendidos estando en casa que estando en centros preparados para ellos y con atención constante?

Al hilo de lo que comentábamos el otro día, mira lo que exponen en desde WBA como nueva plataforma desde la que promover una nueva etapa de crecimiento. Luego está por ver que salga bien y que realmente proporcione ese impulso que necesitan para volver a dar vida a las cuentas. Pero el hecho de que lo hayan expuesto en la presentación de resultados creo es significativo y señal de que no es un relleno más.

Todos no, pero una parte de los potenciales clientes/pacientes objetivos sí que podrán ser personas que incialmente podrían haber sido ocupantes de un SNF y finalmente podrían llegar a no serlo por encontrar una alternativa en su hogar.

En este tema juega algo muy importante, y es aquello de que como en casa en ningún sitio.

Evidentemente a partir de un cierto grado de limitaciones se hace inviable el poder mantener una atención adecuada en el domicilio, pero para muchos tipos de atención, que antes no era viable el mantener esta en el hogar y ahora sí que lo es, este tipo de soluciones creo se pueden convertir en una alternativa importante en el futuro.

StreetInsider.com Walgreens Boots Alliance (WBA) Makes Majority Investment in CareCentrix

Today, CareCentrix, Inc. the leading, independent home-centered platform that coordinates care to the home for health plans, patients, and providers announced that Walgreens Boots Alliance (Nasdaq: WBA) has made a...

Un saludo.

Organo Clay or Bentone for use in making K-Bond Sand.

Prices include USPS flat rate shipping in the US. The attached recipe calls for 6lbs of bentone per 100lbs of sand.
3lb - $18
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K-Bond is named for Kent State where it was developed by one of Tom Cobett's Students.
It is an almost smokeless oil bonded foundry sand for casting zinc, aluminum, brass, bronze and iron.

See this link for the recipe:...

Bentone for sale

Programa Microbank. Joven mecánico en su taller de reparación de coches.

MicroBank, el banco social de CaixaBank, ha inyectado 25,8 millones€ en microcréditos entre enero y septiembre de 2021 para apoyar a emprendedores que han necesitado el asesoramiento de entidades colaboradoras de ámbito social. Esta cifra representa un incremento del 68,5% respecto al mismo periodo del año anterior.

Este crecimiento se explica por la reactivación de la actividad tras la fase más dura de la pandemia, que ha derivado en un aumento de la demanda por parte de emprendedores en los nueve primeros meses del año, así como por la labor ejercida por las más de 300 entidades que colaboran con MicroBank para ayudar a los emprendedores a llevar a cabo su proyecto de negocio.

Coincidendo con la celebración, el 15 de octubre. del Día Europeo de las Microfinanzas, MicroBank ha hecho públicas las cifras de los proyectos de autoempleo y microempresas que han visto la luz gracias al trabajo conjunto con sus entidades colaboradoras. Se trata de organizaciones de todo tipo con experiencia en acciones de asistencia económica y social dirigidas a potenciar la creación de microempresas, fomentar el autoempleo e incentivar la actividad emprendedora. Estas entidades aportan conocimiento de las personas destinatarias de los préstamos, además de asesorar y realizar un seguimiento de los proyectos.

En lo que va de año se han materializado 1.392 operaciones de este tipo. El importe medio de los microcréditos dirigidos a emprender un negocio sucritos gracias a la colaboracion de estas entidades se ha situado en los 18.540€. El 49% de las personas beneficiarias de estos microcréditos han sido mujeres, frente al 51% de los hombres. Por edades, las franjas de 26 a 35 años y de 36 a 45 años son las que más operaciones han suscrito (con un 34% y un 33% del total, respectivamente), seguidas de las de 46 a 55, 18 a 25 y 56 a 65 años.

“El papel que desempeñan las más de 300 entidades que colaboran con MicroBank es esencial para la dinamización de proyectos de autoempleo y microempresas en España de los colectivos más vulnerables”, explica Cristina González Viu, directora general de MicroBank, quien se muestra confiada en seguir sumando entidades colaboradoras en el futuro con el objetivo común de generar riqueza y bienestar en el territorio.

Algunas de las entidades más destacadas en cuanto a número e importe de operaciones son Incorpora-Fundación ‘la Caixa’, Andalucía Emprende, las Cámaras de Comercio, Industria, Servicios y Navegación de España, el Instituto de las Mujeres, Cruz Roja Española, Servicio Canario de Empleo o Fundación Acción contra el Hambre.

Marc Simón, subdirector general de la Fundación “La Caixa”, asegura que “el apoyo a emprendedores es una de las líneas de actuación  del programa Incorpora de la Fundación “la Caixa” que se ha consolidado en los últimos años y ha demostrado su eficacia para apoyar a personas en situación de vulnerabilidad que quieren poner en marcha su propio proyecto. La colaboración con MicroBank nos permite seguir trabajando para propiciar la creación de nuevos negocios y sumar más historias de éxito”.

Rosa Siles, directora de Andalucía Emprende, entidad dependiente de la Consejería de Empleo, Formación y Trabajo Autónomo de la Junta de Andalucía, valora de manera muy positiva la colaboración con MicroBank: “Para Andalucía Emprende y, sobre todo, para los emprendedores, los autónomos y las startups andaluzas, es una oportunidad poder colaborar con MicroBank en la promoción del autoempleo y la actividad emprendedora, porque supone facilitarles el acceso al crédito, uno de los principales obstáculos a la hora de emprender, que se agrava aún más cuando el momento, como ahora, es convulso, a consecuencia de la crisis. La capacidad y el  talento emprendedor que hay en Andalucía merecen este respaldo que les ofrecemos, a través de la colaboración público-privada, para que les sea más fácil materializar sus ideas de negocio. Nuestra colaboración está dando excelentes resultados y seguiremos sumando instrumentos y recursos para ayudar y facilitar el camino del emprendimiento a sus protagonistas”, ha afirmado.

Maika Sánchez, directora del Área de Empleo de Cruz Roja, subraya los óptimos resultados cosechados fruto de la cooperación conjunta con MicroBank. “En Cruz Roja tratamos todos los días con personas que se encuentran en riesgo de exclusión financiera. Nuestro conocimiento de su situación y los servicios de asesoramiento y soporte técnico que ofrecemos, unidos a la intensa labor de MicroBank en la concesión de microcréditos, se han consolidado en los útlimos años como un tándem perfecto en pro de la creación de proyectos de autoempleo por parte de colectivos vulnerables”, señala Maika Sánchez.

Banca socialmente responsable

MicroBank da respuesta a diferentes segmentos de población cuyas necesidades financieras no están lo suficientemente cubiertas. Tiene un papel determinante en el Plan de Banca Socialmente Responsable de CaixaBank, en el que tiene encomendada la misión de promover la inclusión financiera, facilitando el acceso al crédito a los colectivos más vulnerables, así como fortalecer su compromiso con el desarrollo socioeconómico del territorio.

Como único accionista de MicroBank, CaixaBank apoya a su banco social desde su creación otorgándole la financiación necesaria para el crecimiento de su actividad crediticia y comercializando sus productos a través de la extensa red comercial de CaixaBank para poner a disposición del cliente toda la gama de opciones con la máxima calidad de servicio y proximidad posibles.

Asimismo, MicroBank cuenta con el apoyo de las principales instituciones europeas dedicadas al fomento del emprendimiento y las microfinanzas. Se trata del Fondo Europeo de Inversiones (FEI), el Banco de Desarrollo del Consejo de Europa (CEB) y el Banco Europeo de Inversiones (BEI).

La entrada MicroBank dispara el 68,5% su financiación a iniciativas con asesoramiento social aparece primero en DiarioAbierto.

De las cosas más gratificantes… echar un vistazo a la lista de empresas en cartera, ver el subidón, y meterte corriendo al foro a ver capachao!!

Deleting your Amazon account is a permanent action that will delete all your data.

MoMo Productions/

• You can delete your Amazon account via the "Close your Amazon Account" page.
• Deleting your account means losing access to Amazon products like Audible, Alexa, and Kindle.
• There are other options if you still want access to those products, but don't want a Prime account.
• Visit Insider's Tech Reference library for more stories.

Amazon can be a useful platform, but it isn't right for everyone. If you've decided that you no longer want your Amazon account, you have the option to delete it. But it's important to know what that means.

If you aren't willing to give up everything that comes with an Amazon account, you can try alternative methods, like increasing the security on your account.

How to delete Amazon account

You can only delete your Amazon account on the desktop version of the website, not on the mobile app.

1. Go to the Close Your Amazon Account page and sign in to the Amazon account that you want to delete.

2. Review the products and services for that account and, if you still want to proceed, select a reason for deleting your account from the drop-down menu.

Choose your reason for closing the account.

Devon Delfino

3. Tick the box next to Yes, I want to permanently close my Amazon account and delete my data.

Check the box.

Devon Delfino

4. Click Close my Account.

5. You'll receive an email confirmation. Reply to this email within five days to delete your account.

Note: If you want to use Amazon again in the future, you'd have to create a new account.

If you have outstanding orders that haven't shipped yet, you can also cancel those:

1. Go into the Orders page of your account.

2. Choose Not yet shipped.

Select "Not yet shipped" to see your outstanding orders.

Devon Delfino

3. Select Request cancellation next to the outstanding order.

What happens when you delete your Amazon account

Deleting your Amazon account means giving up all its products and services. The process is permanent, so it's important to understand what you're losing:

• Alexa
• Audible account
• Kindle Direct Publishing account
• Amazon gift cards
• Access to your Amazon order history
• Digital products, like Prime Video purchases
• Your Amazon reviews
• Your discussion posts
• Amazon Pay
• Amazon devices, like Kindle and Echo
• Amazon Flex account

Alternatives to deleting your Amazon account

You can make your account more secure without fully deleting it. So if you've purchased content that you don't want to lose access to, or if you use a Firestick, but don't want to have a prime membership anymore, try following options.

Delete your credit card information

1. Go to the Amazon website, hover over the Accounts and Lists tab on the homepage, and choose Account.

Go into your Amazon account section.

Devon Delfino

2. Select Your Payments.

Choose "Your Payments."

Devon Delfino

3. Click Edit under the desired payment option and choose Remove from wallet.

4. Hit Confirm remove.

Confirm your choice to delete the payment method.

Devon Delfino

Delete your shipping addresses

1. Go to the Amazon website, hover over the Accounts and Lists tab on the homepage, and choose Account.

2. Select Your Addresses.

Go into the addresses section of your Amazon account.

Devon Delfino

3. Locate the shipping address you want to delete and choose Remove.

Remove the unwanted address.

Devon Delfino

Update your email and phone number

Updating your email address and phone number can be useful, especially if you have set up two-factor authentication.

1. Go to the Amazon website, hover over the Accounts & Lists tab on the homepage, and choose Account.

2. Select Login & security.

Go into the "Login & security" section.

Devon Delfino

3. Enter your account password, if asked.

4. Click Edit next to your email address and update your information, following the prompts. Then repeat the process for your phone number.

Select "Edit" to make changes to your email address or phone number.

Devon Delfino

Turn on two-factor authentication

Two-factor authentication is a security measure that requires an extra step of verification to access your account. So rather than just requiring a password, you might also have to enter a code from a text that's sent to the phone number associated with your account. So it's more secure.

You can turn on two-factor authentication for your Amazon account by going into the Accounts & Lists tab on the Amazon homepage, and choosing Account. From there, click Login & security and edit your Two-step verification settings.

How to cancel your Amazon Prime Video subscription through Amazon's websiteYou can't merge Amazon accounts, but you can share an Amazon Household account with multiple family members - here's how it worksHow to change your Amazon account password or reset it if you've forgotten itHow to ask a question on Amazon in 5 simple steps to learn more about a productRead the original article on Business Insider

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Sony's PlayStation 5 remains hard to find months after its release.

Sony

• Sony's PlayStation 5 launched with two models- the $500 standard PS5 and a $400 digital edition.
• The PS5 remains difficult to find, but retailers like Best Buy and GameStop restock regularly.
• Sony has also opened a registration program for gamers to purchase the PS5 by invitation.

Table of Contents: Masthead StickyPlayStation 5 (small)Playstation 5 (All-Digital) (small)

The PlayStation 5 is Sony's fastest-selling video game console ever, with more than 10 million systems sold since its launch in November 2020. However, the record demand and an international chip shortage have made the PS5 one of the hardest items to buy in stores or online.

In October, Sony launched a registration program to give shoppers a chance to purchase the PS5 directly from the company during the holiday shopping season. Sony says console supply will remain limited through the end of the year, but a select number of people who register will receive an email to make a direct purchase. You can find more details and register on Sony's site.

We've seen weekly restocks of the PS5 ($500) and PS5 Digital Edition ($400) online at retailers like Walmart, Best Buy, GameStop, and Sony's own PlayStation Direct store. Nearly all PlayStation 5 sales are handled online due to the COVID-19 pandemic and overall demand, but some GameStop locations have made consoles available for in-store purchase on occasion.

Walmart usually announces PS5 restocks a few hours before consoles are available online. GameStop sends emails to subscribers ahead of PS5 restocks but typically only makes the PS5 available in bundles. Amazon and Newegg have also made PS5 consoles available, though on a less consistent basis. Newegg uses a raffle system to give shoppers a chance to buy rare items like the PS5.

We'll keep this post updated as we get more information about PS5 restocks, but ultimately you'll need to keep checking multiple stores and get a bit lucky with timing to secure the console.

Where to buy a PS5: stores and price The digital edition of the PlayStation 5 doesn't have a disc drive.

Sony

Several stores, including Walmart, Amazon, Best Buy, GameStop, Target, and Newegg, have regularly restocked PlayStation 5 consoles since launch, but they typically sell out as soon as they're available online.

Sony's PlayStation Direct store has a registration program that functions like a waitlist for a limited supply of PS5 consoles. If selected, shoppers who sign up will receive an email to purchase a PS5 directly from Sony. Registering does not guarantee you'll get an invite, however, and it's not clear how many people will be selected. Invitations to purchase a PS5 will begin to go out to selected shoppers in November 2021.

The PlayStation 5 comes in two different models — one that has a 4K Ultra HD Blu-ray drive and a "digital edition" with no disc drive at all. The standard model is priced at $500, and the digital edition is priced at $400.

At popular sites for resellers, like eBay and StockX, you can expect to pay between $700 or $800 for the PlayStation 5.

You can check the links below to see if the PS5 is currently available at each retailer; we'll update this post if a specific store announces a restock.

PlayStation 5 (Standard Edition) PlayStation 5 (Digital Edition) Tips for buying the PS5 A gamer sets up the new Sony Playstation PS5 at his home in Seoul after Sony launched the new console.

YELIM LEE/AFP via Getty Images

Buying the PlayStation 5 has been a struggle since release, but retailers have been making a steady stream of consoles available. If you have a preferred store, you should look into setting stock alerts with their online tools.

Third-party stock-tracking websites like HotStock.io can tell you when a store last had the PlayStation 5 in stock and let you set alerts for multiple retailers. A reseller who made more than $40,000 reselling PS5 consoles last year shared more specific tips on how to find the console online.

If you encounter issues while trying to check out with an online retailer, keep trying to refresh the product page to add the console and make sure the PS5 is available and in your cart. If possible, create an account with your preferred retailer and enter your payment and shipping information in advance to help the checkout process move quickly.

PlayStation 5 specifications

Sony

The PlayStation 5 boasts much more powerful hardware than the PlayStation 4 and PS4 Pro. Upgrades include a solid state hard drive and a graphics card capable of ray-tracing technology.

For detailed impressions, check out our full PlayStation 5 review.

• Disc drive: 4K Ultra HD Blu-ray drive (standard edition only)
• Storage: 825GB M.2 drive
• HDMI Out: Up to 4K resolution at 120Hz with HDMI 2.1
• Ports: 1x USB-C, 3x USB 3.1, 1x Ethernet
• CPU: AMD Ryzen Zen 2, 8 cores, 16 threads at 3.5 GHz
• GPU: AMD Radeon RDNA 2 at 2.23 GHz, 10.3 TFlops
• Memory: GDDR6 16GB, 44GB/s bandwidth

PlayStation 5 accessories

Sony

The new PlayStation 5 family of peripherals haven't been nearly as hard to find as the console itself, though they're not of much use without the main course. That said, they do complement the features of the PlayStation 5, so we've taken to the time to explain what they all do.

Sony's $70 DualSense controller is a worthy successor to the PS4's popular DualShock, implementing a built-in microphone, haptic feedback for adjustable trigger tension, and advanced rumble features while also improving the battery life and adopting a USB-C charging cable.

Wireless Controller for PS5 (small)

The $100 Pulse 3D headset is a direct successor to the gold and platinum wireless headsets Sony released for the PlayStation 4. The headset has an adjustable band, built-in microphone, and hardware buttons for mute, voice monitoring, and volume. While the Pulse 3D headset is worth the investment, PS5's 3D audio features will also work with any third-party headset that's been licensed for use on PS4.

Pulse 3D Wireless Headset (small)

The $30 PlayStation media remote might look appealing, but for $30 you can find a better or cheaper universal remote to control the console. Several smart TV brands also let you control the PS5 with your standard TV remote too, so it's worth giving that a try before making this investment.

PlayStation 5 Media Remote (small)

The $30 DualSense charging stand can charge two controllers and makes for a nice stand alongside the PS5, but it doesn't actually charge your controllers any faster than using a regular cable.

PlayStation 5 DualSense Charging Station (small)

The $60 HD camera can be used for streaming in full 1080p and even has a background removal tool, but it cannot be used as a microphone like the PlayStation 4 camera. Luckily, you can just use the DualSense's built-in mic to communicate while playing.

PlayStation 5 HD Camera (small) PlayStation 5 exclusive games "Ratchet and Clank: Rift Apart" is Sony's latest PlayStation 5 exclusive.

"Ratchet & Clank: Rift Apart" / Sony

Sony is committed to creating a full lineup of exclusive games for the PlayStation 5, repeating the same strategy that helped make the PS4 a massive success. Because there are still so many gamers waiting to upgrade to PS5, many of the games released on the new console will also work on PlayStation 4, like "Spider-Man: Miles Morales" and "Sackboy: A Big Adventure."

Keep in mind that new games like "Call of Duty Black Ops: Cold War" have been designed to run better on PS5, even if they're available on the PS4. Below, we've listed all the games that require a PlayStation 5 to play, including upcoming titles that don't have release dates yet. 

Exclusive PS5 games available now

• "Godfall"
• "Destruction AllStars"
• "Returnal"
• "Astro's Playroom" (pre-installed on PS5)
• "Ratchet & Clank: A Rift Apart"
• "Final Fantasy VII Remake: Intergrade"

Upcoming PS5 exclusive games

• "Horizon: Forbidden West"
• "God of War: Ragnarok"
• "Gran Turismo 7"

For more PlayStation game recommendations, check out our complete roundup of exclusives that make the PS5 worth buying.

Read the original article on Business Insider

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Acabo de ver el documental. La verdad es que no he sacado mucho en claro. Todo son buenas intenciones pero los chavales siguen sin tener ni idea.

Una pequeña perla. Conde-Ruiz, Catedrático de Economía, minuto 13:00:

“… los productos financieros, dónde hay que invertir, cómo tiene que ser la hipoteca; yo creo que esto no tiene mucho sentido estudiarlo en el sistema educativo”

Se me ocurren unas cuantas cosas que se enseñan en los institutos y que tienen bastante menos utilidad que saber de inversiones o de hipotecas.

La verdad es que si pusieran una asignatura de educación financiera en secundaria, a lo mejor me planteaba volver al mercado laboral

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Sen. Kyrsten Sinema of Arizona.

AP Photo/J. Scott Applewhite

• Sinema is frustrating many Democrats on Capitol Hill as talks on Biden's social spending bill stall.
• Two Senate Democratic aides tell Insider she's opposed to any corporate and individual income tax increases.
• "I can't put myself in her head," House Budget Chair John Yarmuth recently told reporters.

It's not just Bernie Sanders. Sen. Kyrsten Sinema of Arizona is vexing many of her Democratic colleagues on Capitol Hill.

The Arizona Democrat is off fundraising in Europe, The New York Times reported, as negotiations on Democrats' social spending bill stall out with few signs that Sinema and Sen. Joe Manchin of West Virginia will resolve their differences over a large climate, education, and healthcare spending bill.

The centrist pair are sparking frustration among rank-and-file Democrats, who want to quickly wrap up talks and muscle the spending plan through the reconciliation process. That allows the party to approve it with a simple majority and bypass unified GOP opposition,along with the Senate's usual 60-vote threshold. Democrats need Manchin and Sinema's votes for the plan to clear the Senate. But at least it's (somewhat) clear what Manchin wants.

Manchin says he wants to contain the bill's price tag to $1.5 trillion and restrain the eligibility for new benefit programs like the child tax credit to low-income Americans. But Sinema doesn't speak with reporters on Capitol Hill and has only negotiated with the White House.

Rep. John Yarmuth of Kentucky, chair of the House Budget Committee, told reporters on Tuesday, "I have no sense of what Sinema wants."

"I can't put myself in her head," the retiring Kentucky Democrat said. "And don't want to."

A major holdup in the ongoing talks is Sinema's opposition to any tax increases for individuals and large corporations, per two Senate Democratic aides familiar with the matter. Her position threatens to deprive the package of over $700 billion in revenue to finance the bulk of Biden's agenda. The president has repeatedly promised his plan will be fully paid for and won't add to the deficit. Most Democrats are also fervent in their desire to roll back President Donald Trump's 2017 tax cuts.

"I do not think anyone in the caucus believes that to be a tenable position," one of the aides told Insider. The New York Times first reported Sinema's position. Her office didn't immediately respond to Insider's request for comment.

"So far this week, Senator Sinema has held several calls - including with President Biden, the White House team, Senator Schumer's team, and other Senate and House colleagues - to continue discussions on the proposed budget reconciliation package," a Sinema spokesperson told Politico.

Biden expressed a flash of frustration with Manchin and Sinema last week during a press conference. "I was able to close the deal with 99% of my party," Biden said as he held up two fingers. "Two. Two people."

Progressives recently assailed Sinema and Manchin for not being clear in laying out their priorities. Sen. Bernie Sanders said on a press call on Tuesday "the time is now long overdue" for both senators to tell Democrats what priorities they'd be willing to eject from the spending bill, ranging from prescription drug negotiations

Rep. Pramila Jayapal of Washington, chair of the 96-member Congressional Progressive Caucus, told reporters that progressives were open to cutting the price tag but not the overall scope of the package, favoring packing as many priorities into the legislation as possible, with shorter expiration dates.

"We're not going to pit childcare against climate change," she said. "We're not going to pit seniors against young people."

Whether Sinema ends up budging or digging in on her views means the difference between a hefty bill that transforms the economy or a skinnier one that only changes it around the edges. If she's serious about no tax increases, then the bill could be even smaller than anyone is talking about.

Read the original article on Business Insider