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Last reply by txhighlander on Thu, 14 Oct 2021 19:15:28 +0000

On Wall Street, M&A is on fire, but on Main Street, loan growth is muted. Here’s what bank earnings reveal about the bigger picture.

On Wall Street, M&A is on fire, but on Main Street, loan growth is muted. Here’s what bank earnings reveal about the bigger picture.

No es una película, pero esta serie me ha gustado, francamente.

IMDb Industry (TV Series 2020– ) - IMDb

Industry: Created by Mickey Down, Konrad Kay. With Marisa Abela, Myha'la Herrold, David Jonsson, Harry Lawtey. Young bankers and traders make their way in the financial world in the aftermath of the 2008 collapse.

si quieren indagar un poco más , no esta mal este artículo

El País – 21 Dec 20 Así es la serie que muestra las múltiples formas en las que las empresas...

‘Industry’ profundiza en las terribles contradicciones del éxito en una sociedad dominada por el sexo, las drogas y el capitalismo salvaje

Robinhood.

Brendan McDermid/Reuters

• Some of Robinhood's pre-IPO investors were given SEC approval to sell their shares.
• Early investors, such as Ribbit Capital, pumped billions into the trading app after the GameStop trading halt.
• JPMorgan analysts warned previously of downward pressure on Robinhood stock as more shares are freed up.

Early Robinhood investors who pumped money into the retail-trading app amid the January GameStop surge can sell their shares, after the US Securities and Exchange Commission approved the move.

The SEC approval became effective Wednesday, a filing shows. The investors won't be allowed to sell their shares, however, until after Oct. 26 when Robinhood reports its quarterly results, according to Bloomberg, which first reported the story and cited a company statement. The investors also said they would keep half of the shares for 28 days after the SEC approval, the statement said.

The Robinhood stock sale stems from emergency funding the company raised early this year to cover a cash shortage. Robinhood had to put up more collateral at the industry's key clearinghouse as the meme stock craze in January led Robinhood to halt trading of GameStop and AMC shares, among others

Pre-IPO investors led by Ribbit Capital pumped $3.4 billion into Robinhood as the app faced customer outrage and political criticism over the trading halt, Insider reported previously.

JPMorgan analysts, led by Kenneth Worthington, warned in a recent note of increased pressure on Robinhood stock as millions of shares are unlocked in the coming months.

But the "big unlock" will be Dec. 1, when 500 million more shares are freed up, they said, rating the company at underweight with a $35 target price.

Because Robinhood gave access to retail investors in its initial public offering, JPMorgan predicted that after more shares are on the market, the retail side will have less influence on the stock. That means it will trade more on fundamentals than mere sentiment.

As of Thursday, the stock traded as $40.89, up 7.5% since going public in July. Ribbit Capital did not immediately respond to Insider's request for comment.

Read the original article on Business Insider

Moderna stock has soared over the last year on the back of its coronavirus vaccine.

Radek Mica/Getty Images

• On Thursday the FDA's expert panel voted in favor of booster shots of Moderna's COVID-19 vaccine.
• Moderna is seeking an OK for all older adults (65+) and younger adults at high risk of severe COVID-19.
• The FDA now has to decide whether or not to OK Moderna's booster shot.

Moderna just got a step closer to rolling out a COVID-19 booster shot to the general public.

A panel of independent experts convened by the Food and Drug Administration voted unanimously Thursday in favor of a Moderna booster shot for certain people who got their shot at least six months ago. The group supported offering an extra dose to adults 65 years and older, as well as younger adults who are at high risk of severe COVID-19.

The recommendation, backed by a 19-0 vote by the committee, clears the way for the FDA to authorize a booster of Moderna's vaccine for more people. The FDA typically follows the recommendations of its advisory panel, but it is not required to do so.

For many people in the US, the booster-shot campaign has already begun. In August, the agency OK'd a third dose of Moderna's shot for people who are moderately or severely immunocompromised. The FDA also authorized a third dose of Pfizer's coronavirus vaccine in September for all older adults and younger adults at high risk of severe disease.

So far, about 8.6 million people in the US have received a booster shot, according to the Centers for Disease Control and Prevention.

Moderna's booster shot will be a smaller dose

The Massachusetts biotech is seeking to use a booster shot that is half the strength of the first two shots. Moderna said this lower dose still provided a robust immune response, as seen by higher levels of virus-fighting proteins called antibodies, and carried a similar side-effect profile as the second dose.

Study results with Moderna's booster are limited, as the study is still ongoing and accruing data. Moderna's application includes trial data from 149 volunteers who got the lower-dose booster after being fully vaccinated. That trial failed to meet one of the two success criteria the FDA said it's looking for when reviewing booster shots, the agency's review said. The study succeeded in showing a booster raised antibody levels as high as the second dose, but the trial failed to meet the FDA's bar of showing the extra dose raised antibody levels at least fourfold from pre-booster levels.

In a sign of the urgency fueling the booster debate, panelist Dr. Patrick Moore said he voted in favor of authorization from "more gut feeling than based on really, truly serious data."

"The data itself is not strong, but it is certainly going in a direction that is supportive of this vote," said Moore, a microbiology and molecular genetics professor at the University of Pittsburgh.

The safety profile of Moderna's booster shot was generally similar to the second dose. People under 65 years old reported more frequent side effects than older volunteers.

The most common side effects after a booster shot included injection site pain, fatigue, headache and muscle pain.

A Johnson & Johnson booster shot could be next

The FDA is also reviewing Johnson & Johnson's application to give an extra dose for its single-shot vaccine. The expert panel will meet again Friday to discuss and vote on J&J's booster shot.

Boosters shots have turned into a contentious topic, particularly on when exactly they are needed. It's unclear how long protection lasts from initial vaccination, and it's also unknown how long a booster shot would protect people from COVID-19.

Scientists are also divided over if booster shots should only be used if protection against severe illness is declining. Others say there's benefit in preventing milder COVID-19 cases among the vaccinated, and it's better to proactively respond to any signs of waning protection.

While the FDA's expert panel is a critical hurdle to clear, the review process is still ongoing. The CDC will have its own advisory committee meet on October 20 and 21 to vote on recommendations for using Moderna and J&J booster shots, if the FDA OKs the shots by then. The final step in the review will be the CDC's director finalizing its agency's recommendations on how to use the booster shots.

Read the original article on Business Insider

Southwest Airlines CEO Gary Kelly

Southwest Airlines

• Southwest Airlines CEO Gary Kelly issued a formal apology for the company's weekend meltdown.
• He addressed customers and employees directly, apologizing for the negative impact the breakdown had.
• Company COO Mike Van de Ven explained why the chaos happened and asked customers to give Southwest another chance.

Southwest Airlines CEO Gary Kelly issued a formal apology to customers on Thursday after its weekend meltdown that impacted thousands of passengers.

Via Twitter, Kelly apologized for Southwest's disastrous meltdown over Columbus Day weekend that separated families and ruined vacations. He addressed the company's employees, emphasizing his appreciation for their hard work during the breakdown, as well as the customers, who he said didn't deserve what happened.

-Southwest Airlines (@SouthwestAir) October 14, 2021

Southwest chief commercial officer Mike Van de Ven also provided a statement to customers extending a sincere apology and emphasizing the importance of taking care of customers when things go wrong.

"Let me begin with our heartfelt apology to everyone whose travel was disrupted by these events: we are truly sorry," he said. "I fully realize that any attempt at an explanation falls short of our ultimate goal of delivering you to your destination on time with our typical Southwest hospitality."

He also implored customers to consider giving Southwest another chance.

"We are doing our best to proactively reach out to customers whose travel plans were impacted to offer our apologies and invite them to give us another chance to earn their business," Van de Ven said.

In the letter, Van de Ven also included an explanation of why the meltdown happened, which he said started with air traffic control issues and weather in Florida on Friday that created a ripple effect impacting its entire point-top-point network. Van de Van said that the disruptions in Florida, which is where nearly 50% of its flights start and end each day and a quarter of its crew assignments are located, displaced its crews and aircraft.

Orlando is one of Southwest's largest crew bases, and its seven-hour closure on Friday prevented aircraft, pilots, and flight attendants from moving through the system. Van de Van explained that because of this, flight crews could not get to their pre-planned positions. The airline got so out of order on Friday that the out-of-place resources cascaded through Tuesday, causing over 3,000 cancellations, according to Van de Ven.

Chicago-area bride Kimberli Romano was one of the many people impacted by Southwest's meltdown. The airline canceled her parents' flight to her wedding in Las Vegas and the family was unable to find another flight in time for the ceremony.

"It's the most important day of my life thus far and I didn't have a single family member present at my wedding," Romano told CBS Chicago.

Read the original article on Business Insider

No se preocupe. De sesgos y prejuicios todos tenemos los nuestros. Y a veces tampoco se entenderían bien otras cualidades que uno sí atesora sin ellos. Y en su caso está claro que cualidades tiene muchas que ya nos gustaría a otros tener.

Last reply by Brother Nathaniel on Thu, 14 Oct 2021 19:04:51 +0000

Associate Justice Sonia Sotomayor

Erin Schaff/AFP/Getty Images

• Justice Sonia Sotomayor said Supreme Court justices lack diverse legal experiences.
• "When Ruth Bader Ginsburg passed, we lost our only civil rights lawyer," Sotomayor said.
• "I do worry that the authorities who are selecting judges are not paying enough attention to that kind of diversity as well," she added.

Justice Sonia Sotomayor on Wednesday discussed how the nine Supreme Court justices are "greatly missing" diverse legal experiences.

"When Ruth Bader Ginsburg passed, we lost our only civil rights lawyer," Sotomayor said during a virtual event for the fifth anniversary of the New York University School of Law's Center for Diversity, Inclusion and Belonging.

Nobody on the bench has "been in the trenches on civil rights issues, whether it's on women's rights, racial rights, or even disability rights," she continued, adding that the justices also don't have backgrounds in immigration, environmental or criminal defense law either, besides some "white-collar work."

Most justices previously held jobs as judicial clerks, law professors and deans, and legal counsel to politicians, to name a few. Some of the justices have had practice in commercial law and media law for private firms and in civil and criminal law for the government.

Sotomayor mentioned that her colleagues may not agree with her sentiment, but raised the issue as a cause for concern, considering that the court reviews "so many areas of law" and its decisions "impact in such tremendous ways."

"I do worry that the authorities who are selecting judges are not paying enough attention to that kind of diversity as well," she added. "That kind of diversity - diversity in experience - is something that I think we are sorely missing."

Sotomayor's comments come as the court kicked off its new term last week, which features a number of important cases on the docket, including challenges to abortion rights and gun laws.

President Joe Biden has acknowledged criticisms that the federal courts lack professional diversity and has so far tried to address those gaps by nominating judges of various legal backgrounds.

His first list of judicial nominees released in March featured "attorneys who have excelled in the legal field in a wide range of positions, including as renowned jurists, public defenders, prosecutors, in the private sector, in the military, and as public servants at all levels of government," the White House said.

Biden has also boosted the racial and gender diversity of the courts by appointing more people of color and women. That comes after former President Donald Trump worsened representation in the federal judiciary as he selected mostly white judges to serve. His three Supreme Court picks - Gorsuch, Kavanaugh and Barrett - are also white.

Sotomayor on Wednesday spoke about the struggles that people of color face in society and about her role as the first woman of color and the first Latina on the court.

"If you are a person of color, you have to work harder than everybody else to succeed," she said. "It's just the point of life. It's the nature of - the competitive nature of our society - where you have to prove yourself every day."

"I don't know that I feel any greater pressure than I have in doing anything in my life," Sotomayor added. "That means for me, that in every opinion I write, I know I have to give it my best."

Read the original article on Business Insider

Soaring natural-gas and coal prices are pressuring power-generation companies and manufacturers to switch to using oil, a trend that could add half a million barrels a day to global demand, the IEA said.

/COMUNICAE/ Es el tumor más diagnosticado en el mundo en 2021, con una incidencia de 132 casos por cada 100.000 habitantes. Las mamografías y las ecografías de mama son las pruebas más indicadas para una prevención eficaz El portal de salud SaludOnNet pone en marcha la campaña #JuntosPrevenimos, con la que se van a donar […]

La entrada 250 ecografías mamarias gratuitas para ayudar en la prevención del cáncer de mama se publicó primero en {DF} DiarioFinanciero.

Un trader es una persona que especula sobre el precio de un activo y su tarea es cotizar los precios de las operaciones para las ventas y gestionar los riesgos derivados de las mismas. Por lo cual, es una figura muy importante en el mundo de las finanzas.

carlo_13_nunez:

Pero viendo cómo funciona la sanidad pública en cuanto a la tardanza de las pruebas diagnósticas, me pago un seguro privado desde hace 5 años.

Bueno y gratis no es suficiente, preferimos que sea eficiente, pero eso lo dejamos para el siglo que viene.

Last reply by Brother Nathaniel on Thu, 14 Oct 2021 18:55:03 +0000

@agenjordi No sé si es buena idea que le mande la revisión/ampliación de mi libro, pero sí, lo haré, espero que sea comprensivo con mis sesgos y prejuicios, después de todo aquello que nos asombra nos enriquece.

Last reply by Brother Nathaniel on Thu, 14 Oct 2021 18:54:10 +0000

Scott Olson/Getty

• The restaurant industry is in crisis as workers continue to leave for better working conditions.
• Over half of workers said in a survey that customers have become more demanding in a new survey.
• Workers say tips have gotten worse in the shift to more to-go orders.

Times are tough in the restaurant industry, and many workers are getting out for other opportunities.

According to restaurant workers surveyed by Lightspeed, 62% said that customers are more demanding than ever before. This fits with other data coming out of the industry, including a majority of restaurant workers reporting emotional abuse and disrespect from customers. Of restaurant operators, 72% agree that customer behavior has gotten worse over the past year.

Despite higher demands from customers, tipping hasn't improved on the same scale and 60% of workers say guests are ordering more food than before the pandemic but tipping the same amount or less. Loss of tips is especially impacting workers at full-service restaurants, who can make as little as $2.13 per hour before tips. As those businesses continue to grow takeout orders, workers lose out on potential tips.

Lightspeed surveyed 2,000 restaurant workers and operators on the state of the industry after 1.5 years of the pandemic.

These difficult conditions are leading to a mass exodus of workers from the restaurant industry. Turnover, which is already higher in restaurants than in many industries, is still elevated over pre-pandemic levels, according to a survey of 4,700 former, current, and hopeful restaurant workers from Black Box Intelligence. 15% of those surveyed workers left the restaurant world in the last year, and another 33% said they hope to leave by the end of 2021.

As workers leave, conditions become even more difficult for operators and remaining workers. Business owners say they're unable to find staff and in some cases even cite a lack of desire to work, while workers say they can demand better pay and benefits in the tight labor market. This mismatch has led to restaurants decreasing hours and closing dining rooms.

Nearly half of operators said that they reduced dining capacities voluntarily. According to a survey from the National Restaurant Association, 61% of fast-food restaurants, and 81% of full-service restaurants said that they decided to shut parts of dining rooms in August because they didn't have the workers to serve those areas.

Do you have a story to share about a retail or restaurant chain? Email this reporter at mmeisenzahl@businessinsider.com.

Read the original article on Business Insider

Companies are holding on tightly to employees at the same time few other workers are available and prices are rising in wholesale markets facing supply constraints, both factors contributing to higher inflation.

Last reply by Brother Nathaniel on Thu, 14 Oct 2021 18:53:29 +0000